Opening and maintaining a business account can be free of charge and convenient at the same time. Nest Bank offers FDI account to all micro-entrepreneurs who want to optimize the costs of running a business. Thanks to him, they will save time and money. Opening and maintaining an account, as well as withdrawals at ATMs in Poland and domestic transfers are free of charge.

What criteria should a company account meet?

Effective running of a company requires from its owner the optimization of business activities, including: choosing solutions that will be the most functional, and minimizing the costs of running a business. An entrepreneur who cares about providing the best products and services, and thus the trust of the customer, will not look for savings in the areas that determine the quality of the goods he produces. Rather, it should analyse costs which, although necessary for the maintenance of the company, are not directly related to the products and services. These include, for example, fees related to making necessary financial operations, e.g. maintaining an account, making transfers and paying invoices. The search for such savings is particularly important in the case of micro-enterprises, which generate relatively small revenues and have their own bookkeepers. An account for such a company should therefore be convenient and easy to use, so that the business owner does not have to spend too much time on making payments and managing accounts. It is good if the most frequently performed operations are exempt from fees.

Free account for BIZest companies Account in Nest Bank

Nest Bank is a new brand on the financial services market. In 2016, the brand replaced the existing FM Bank PBP, SMART Bank and FDI Bank brands. The Bank's offering is addressed primarily to retail customers. However, Nest Bank is also a bank for companies, especially micro-enterprises. The Bank offers them a BIZNest Account. Holders of this account do not pay for:

- to set up and run it,

- issuing and using a Visa Business card,

- withdrawals from all ATMs in Poland,

- deposit cash into Euronet cash dispensers,

- European SEPA online credit transfers.

Most importantly, however, within the framework of the account, domestic Internet transfers are free of charge, e.g. to the tax office (US) and the Social Insurance Institution (ZUS), i.e. the most frequently performed banking operations by entrepreneurs. A nice addition to the Visa Business card are promotions and discounts for its holders. Holders of an account with Nest Bank can also apply for a loan for the development of their business. The maximum amount of such a loan is PLN 300,000 and the maximum repayment term is 144 months, i.e. 12 years.

FDI account means not only economy, but also convenience and mobility.

The second important criterion for companies to choose an account is the convenience and ease of performing operations through it. A company account with Nest Bank can be opened in up to 15 minutes via the Internet. However, it can also be done by courier or at a bank. Access to the account is possible from mobile devices (smartphones and tablets). Thanks to this, the entrepreneur can control the account balance, plan expenses and make payments at any time and from any place. After installing the Nest Bank application, it is possible to pay bills and invoices in this way. This applies not only to documents received in electronic form. Paper invoices can be paid for by scanning their QR code.

One of the functionalities of the account is also the ability to make transfers to e-mail and SMS. You don't need to have the account number of the person you want to transfer money to, just know their phone number and e-mail address. Another facility is the voice banking service. Logging in to your account, checking your account balance and transaction history can be done by voice commands, which is convenient especially for entrepreneurs whose work requires frequent and long journeys, e.g. people working as sales and medical representatives or couriers and suppliers.